Free core. Paid only when you get paid. Invoice → Paid → Booked

Free invoicing + lightweight accounting.
Get paid by card or ACH.

Stop paying the “$50/mo forever” tax just to send invoices and know your numbers. Blue Cimarron keeps payments attached to invoices and gives you clean, simple reporting—fast.

No credit card required. Free software. Payment processing fees apply only when you get paid.
Payments powered by USIO.
Invoices + subscriptions Payments auto-attach Expenses + reports
Play demo (2:39)

Demo (2:39): create invoice → send link → get paid → payment is recorded to the invoice.

1
Send invoices in seconds
Professional invoices + estimates, branded and mobile-friendly.
2
Get paid today
Card or ACH—payments stay tied to the invoice so context is never lost.
3
Know what’s real
Track money in/out with basic reports and an accountant-friendly export.

A simple money system (not a complicated “accounting suite”)

Blue Cimarron is built around one loop: invoice → paid → booked — so your books don’t become a mystery.

Money in
Invoices + estimates

Create clean invoices fast, send in a click, and track status without spreadsheets.

Repeat
Subscriptions + recurring

Set a schedule for repeat clients. Reduce missed billing and late payments.

Get paid
Card + ACH payments

Customers pay from the invoice link. Payments auto-record against the invoice.

Money out
Expenses + vendor bills

Track vendors, bills, and what you owe—so “profit” isn’t a guess.

Basics
Lightweight bookkeeping

Journal entries + core structure for clean, consistent reporting.

Clarity
Reporting + export

Outstanding balances, aging, and simple reporting—plus export for your accountant.

Create an invoice in Blue Cimarron

Invoices that turn into money (fast)

Speed matters. So does clarity. Blue Cimarron is designed so clients pay without confusion.

  • Invoices + estimates with clear line items and terms
  • Branded templates for a consistent client experience
  • Status visibility so you always know what’s outstanding

Payments that stay tied to the invoice

No “what was this deposit for?” headaches. The payment is recorded against the invoice.

  • Card + ACH acceptance
  • Receipts + payment confirmation
  • Less cleanup because context stays attached
Customer payment screen (card and ACH)
Subscription / recurring billing management

Subscriptions + recurring billing

Set it once, keep billing consistent, and reduce follow-up with reminders.

  • Recurring schedules (monthly, weekly, etc.)
  • Automated reminders to reduce “did you see my invoice?”
  • Great for retainers, subscriptions, and repeat work

Expense tracking that keeps you honest

Track vendors and bills so your “profit” isn’t just revenue minus vibes.

  • Vendors + vendor bills
  • Due dates and status so nothing slips
  • Pairs with basic reporting for simple cash visibility
Bills / expense tracking preview
Reporting preview

Reporting that answers the real questions

Know what’s owed, what’s aging, and what’s happening by customer—then export cleanly.

  • Outstanding balances + aging visibility
  • Customer-level visibility for collections
  • Accountant-friendly export when you need it
Coming next (premium add-ons)

When you’re ready to level up: bank feeds + auto-categorization, payroll, and cash-flow guidance—without forcing complexity on day one.

Automation
Bank feeds + rules

Connect accounts, sync daily, and reduce manual work.

Ops
Payroll (W-2/1099)

Simple payroll options for small teams.

Insights
Cash-flow coach

Forecasting + safe-to-spend guardrails.

Built for people who invoice weekly

Freelancers and small service businesses who want speed, clarity, and clean handoff.

Freelancers & contractors

Invoices + recurring + payments, with simple reporting that keeps you organized all year.

Micro-agencies

Subscriptions/retainers, vendor bills, and client visibility—without a heavy system.

Local service businesses

Send invoices from your phone, take deposits, and see what’s outstanding at a glance.

Simple, fast, and frustration-free

Try it the fastest way: create an invoice, send it to yourself, and see the whole loop.

“I finally know who owes me money—and I’m not paying a subscription just to see it.”

— Jordan M.

“Payments stay tied to the invoice, so I’m not guessing what a deposit was for later.”

— Alexis R.
Is it really free?

Yes—no monthly subscription fees. If you process payments, standard payment processing fees apply only when you get paid.

Do I need a credit card to sign up?

No. Create your account first. Connect payments when you’re ready.

Does it include lightweight accounting?

Yes—built around invoices, payments, vendors/bills, and basic reporting so your numbers don’t become a mess.

Who processes payments?

Payments are powered by USIO. Customers can pay by card or ACH directly from the invoice.

What’s the fastest way to try it?

Sign up, create an invoice, and send it to yourself. You’ll see invoice → paid → recorded end-to-end.

Ready to see the loop?

Create a free account, send yourself an invoice, and watch it go from “sent” → “paid” → “recorded.”